UPayCard Online Casinos

Based out of London in the UK, and available for New Zealanders to set up an account, UPayCard is an online payment platform that was launched in 2013. Despite a rocky start thanks to its hefty fees, UPayCard has since rethought its approach and has now become one of the cheapest, most secure, and most convenient payment portals around. UPayCard can be used in more than 20 different currencies, including cryptocurrencies, and gives users the ability to send and receive money to other account holders, make purchases online, and deposit and withdraw at online casinos.


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There are separate virtual and physical prepaid UPayCard which makes it possible to use of UPayCard’s Mastercard service partnership. The card is used to make purchases online or to withdraw cash from ATMs.

If you are in New Zealand and looking for a payment method that you can trust, is affordable and highly convenient, you might want to continue reading our review to find out more about what UPayCard can do for you.

How Does UPayCard Work

Once a free account has been set up with UPayCard, the next thing is to load it up with some funds. Now, you have a number of options here. The methods you can use will depend on where you are located but in general, you can expect to be able to add money using bank transfers, Visa/Mastercard, Skrill, Neteller, PayPal, Poli, Qiwi, and Payeer.

Once loaded up you will be able to deposit and withdraw at casinos, send money to other UPayCard accounts and make purchases online.


Regulated by the Financial Conduct Authority, the UPaycard has to adhere to some strict rules, regulations, and laws. Aside from that, UPayCard also uses the same level of SSL encryption technology that major banks use when protecting financial transactions.

Also, the UPayCard uses a two-factor authentication process. As soon as you create an account you are given a key code that you need to use alongside your username and password when logging into your account.

Finally, while it might seem a little inconvenient that you have to first load your UPayCard e-wallet with funds and then transfer any funds that you want to use to the physical and/or online card, this does actually offer an extra layer of security.

UPayCard New Zealand – Types of services 

UPayCard is more than just an online payment portal like PayPal. It offers a number of other services too. Not only can you use the e-wallet to send and receive money to other account holders or to a number of online casinos but you can also get both a virtual and a physical prepaid card that you can use to purchase goods with. You can even use the physical card to withdraw money from an ATM.

Furthermore, UPayCard is also a wallet that you can store, send, and receive cryptocurrencies with. Five of the world's most well-known cryptocurrencies can be used in this way with the UPayCard, including Bitcoin.

Availability and Currencies 

There are 22 fiat currencies accepted at UPayCard and 5 cryptocurrencies. Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), and Bitcoin Cash (BCH) are the cryptocurrencies that can be sent, stored, or received on UPayCard.

As for availability, UPayCard can be used globally, including in New Zealand. One notable exception is that US-based players will not be able to use this payment method anymore when playing at online casinos.

Making a Deposit via UPayCard 

Depositing at a UPayCard casino is very straightforward. If you are able to find an online casino that directly accepts UPayCard, you simply select that option in the cashier when making a deposit. Alternatively, if you have received your virtual or physical prepaid card, you will be able to use it anywhere that accepts Mastercard for making deposits.

Withdrawals via UPayCard 

As with deposits, you will be able to withdraw directly from a UPayCard casino. If the casino does not accept this payment method, simply withdraw to your MasterCard prepaid card from UPayCard instead.

UPayCard Fees and Limits 

In recent years UPayCard has been making some significant reductions when it comes to the fees that they charge. They are now highly competitive when compared to their competition and even offer a number of free services.

For a breakdown of what it might cost you to use the full range of services at UPayCard, we do suggest that you take a look at their fees page. There are no monthly charges at all and both sending and receiving money is completely free. In fact, the only real fees will come when depositing money into your account and/or card. These are more than competitive with other e-wallets though.

As for limits, these can be found on their website too but for a personal account, you can load a maximum of 4,500 EUR in a day and have a total balance of no more than 20,000 EUR.

Advantages and Disadvantages of Using UPayCard

The advantages of using the UPayCard certainly outnumber the disadvantages in our opinion. There is very little to say against this online payment method unless of course, you live somewhere you cannot use it.


  • Free and easy to create an account
  • Accepts cryptocurrencies
  • Fast transactions
  • Can be used at numerous online casinos
  • Regulated and secure SSL-encryption technology
  • Two-factor authentication
  •  Prepaid cards available
  •  SMS mobile banking


  • Need to load account first and then need to load the card
  • Could be accepted at a larger number of online casinos
  • Cannot be used in some countries

UPayCard Mobile Banking

Another benefit of UPayCard is the ability to perform many of its functions using a mobile device. Not only can you use the online website or the downloadable iOS and Android apps but SMS notifications, requests, and transfers can make managing funds easier.

You can request your balance, receive SMS texts when you receive payments, and can even send payments to other UPayCard accounts using SMS. The best part about these features is that they are all free.

UPayCard Casinos New Zealand – FAQ

Can we use UPayCard in New Zealand?

Absolutely and it is quickly becoming a popular choice of payment method here.

Is UPayCard trustworthy?

It certainly is and has very little choice but to be. The service is licenced by the Financial Conduct Authority.

Is there more than one type of account available at UPayCard?

Yes, we have mainly spoken about the personal account but there is also a business account that has increased limits.

Am I restricted to only reading the uPayCard website in English?

No, there are numerous other languages that their website can be viewed in.

Can we expect more online casinos to start accepting UPayCard?


We think so, this payment method is growing in popularity and this will make it hard for online casinos to ignore it.

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